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ISSN Approved Journal || eISSN: 2582-8185 || CODEN: IJSRO2 || Impact Factor 8.2 || Google Scholar and CrossRef Indexed

Fast Publication within 48 hours || Low Article Processing Charges || Peer Reviewed and Referred Journal || Free Certificate

Research and review articles are invited for publication in January 2026 (Volume 18, Issue 1)

Challenges and Technological Solutions in Nigeria's Private Health Insurance Sector: A Qualitative Analysis.

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  • Challenges and Technological Solutions in Nigeria's Private Health Insurance Sector: A Qualitative Analysis.

Opeyemi C. Okunbor *

HCI Healthcare Limited, Operations Department, Lagos State, Nigeria.

Review Article

International Journal of Science and Research Archive, 2025, 16(02), 1262-1271

Article DOI: 10.30574/ijsra.2025.16.2.2455

DOI url: https://doi.org/10.30574/ijsra.2025.16.2.2455

Received on 15 July 2025; revised on 23 August 2025; accepted on 25 August 2025

Nigeria's private health insurance sector faces multifaceted challenges that impede its growth and effectiveness in delivering quality healthcare coverage. This paper examines the critical obstacles confronting the industry, including economic constraints, regulatory complexities, provider-related issues, and systemic inefficiencies. Additionally, it explores how technological innovations can transform service delivery, enhance operational efficiency, and improve patient outcomes. Through the comprehensive analysis of current challenges and emerging technological solutions, this review provides insights into the path forward for sustainable growth in Nigeria's private health insurance landscape.

Health Insurance; Nigeria; Healthcare Technology; Telemedicine; Claims Management; Regulatory Framework

https://journalijsra.com/sites/default/files/fulltext_pdf/IJSRA-2025-2455.pdf

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Opeyemi C. Okunbor. Challenges and Technological Solutions in Nigeria's Private Health Insurance Sector: A Qualitative Analysis. International Journal of Science and Research Archive, 2025, 16(02), 1262-1271. Article DOI: https://doi.org/10.30574/ijsra.2025.16.2.2455.

Copyright © 2025 Author(s) retain the copyright of this article. This article is published under the terms of the Creative Commons Attribution Liscense 4.0

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