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ISSN Approved Journal || eISSN: 2582-8185 || CODEN: IJSRO2 || Impact Factor 8.2 || Google Scholar and CrossRef Indexed

Fast Publication within 48 hours || Low Article Processing Charges || Peer Reviewed and Referred Journal || Free Certificate

Research and review articles are invited for publication in January 2026 (Volume 18, Issue 1)

Developing a measurement tool for evaluation of factors influencing customer loyalty mobile banking a study at bank OCBC Indonesia: A pilot study

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  • Developing a measurement tool for evaluation of factors influencing customer loyalty mobile banking a study at bank OCBC Indonesia: A pilot study

Nadya Indah Pratiwi and Indrawati *

Faculty of Economics and Business, Telkom University, Bandung, Indonesia.

Research Article

International Journal of Science and Research Archive, 2025, 16(01), 523-528

Article DOI: 10.30574/ijsra.2025.16.1.1884

DOI url: https://doi.org/10.30574/ijsra.2025.16.1.1884

Received on 11 May 2025; revised on 21 June 2025; accepted on 24 June 2025

OCBC Bank of Indonesia utilizes mobile banking applications to facilitate customers in conducting financial transactions, as evidenced by the increasing number of downloads of this application. This study aims to explore the factors that influence customer loyalty to Bank OCBC's mobile banking application, focusing on eight main variables, namely: trust, convenience, social influence, application attributes, customer support, with m-banking customer experience on customer loyalty. A trial of 30 respondents was conducted to assess content validity, face validity, and reliability using SPSS. The results showed that all 42 questionnaire items in 8 constructs met the validity threshold (CITC> 0.3) and reliability (Cronbach's Alpha> 0.7). Therefore, this proposed measurement tool is suitable for further use in a full-scale study of customer loyalty in banking industry.

Customer loyalty; Customer experience; Mobile banking; Pilot test; Banking content

https://journalijsra.com/sites/default/files/fulltext_pdf/IJSRA-2025-1884.pdf

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Nadya Indah Pratiwi and Indrawati. Developing a measurement tool for evaluation of factors influencing customer loyalty mobile banking a study at bank OCBC Indonesia: A pilot study. International Journal of Science and Research Archive, 2025, 16(01), 523-528. Article DOI: https://doi.org/10.30574/ijsra.2025.16.1.1884.

Copyright © 2025 Author(s) retain the copyright of this article. This article is published under the terms of the Creative Commons Attribution Liscense 4.0

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